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+--- Thread: Car before license? (/showthread.php?tid=1608)
- Flux Capacitor - 03 Jun 2008
Well I hope I can get insurence, I will have to wait and see!
Is the driving age 17 or 18 ATM? When can you start learning?
I hope they dont put the age up, it will really **** me off!!!
Yeah, I will keep going at it and get my D, no matter what! Even if I have to live with my parents until im 40 to be able to afford the insurence!!!
- JamesRGUK - 03 Jun 2008
dmcscott2002 Wrote:I got mine at 18 years old. And can i get insured? Hell no. Unless I was rich! Im nearly 20 now and any quotes are sky high. I'm keeping at it though. The cars not going anywhere and is just getting better by the month so by the time I can get insured it should be in great shape!
Keep saving! It took me nearly 10years! :!:
I got my D at 19 and insured it when I was 21.
I had my father as a main driver, to be fair he did drive it a bit so it wasn't a fiddle, but it was actually relativly cheap, IIRC less than £400 with me as a named driver fully comp 3000miles per year.
I thought that was good, but now I'm 27 AON £225 unlimited mileage and agreed valuation! cool
James
- Flux Capacitor - 24 Jun 2008
JamesRGUK Wrote:dmcscott2002 Wrote:I got mine at 18 years old. And can i get insured? Hell no. Unless I was rich! Im nearly 20 now and any quotes are sky high. I'm keeping at it though. The cars not going anywhere and is just getting better by the month so by the time I can get insured it should be in great shape!
Keep saving! It took me nearly 10years! :!:
I got my D at 19 and insured it when I was 21.
I had my father as a main driver, to be fair he did drive it a bit so it wasn't a fiddle, but it was actually relativly cheap, IIRC less than £400 with me as a named driver fully comp 3000miles per year.
I thought that was good, but now I'm 27 AON £225 unlimited mileage and agreed valuation! cool
James
If I have the knoledge/skills by the time I get mine i might get a project car when just insure it when I am done, by the time I do that I should be able to afford insurence.
Although, if I put my dad as the main driver when I am 17/18 will it help the price much?
- Phil Peters - 24 Jun 2008
Flux Capacitor Wrote:Although, if I put my dad as the main driver when I am 17/18 will it help the price much?
It most likely would, but the hard bit will still be getting the quote in the first place due to your age.
It's difficult, but not impossible, as JamesRG has mentioned above. Thanks to another (then) young club member who pointed me in the right direction, I managed to get insured on my first D when I was 18. The premium was something like £350 which was a bargain really. That was on a limited mileage policy. I've since heard that my insurers won't accept any new policies for DeLoreans though? :?
- Dan6457 - 24 Jun 2008
I was 21 when I started phoning round for quotes and pretty much all companies I rang said sorry your too young. Its stupid really becuase you can legaly drive any car at 17. I found adrian flux would insure me, actualy for slightly less than my previous car which was lucky as they were the only ones i found that would insure under 25's :roll: As they do under 25's you might find they will insure a 17/18 year old, but would be stupidly expensive, then again all insurance for 17 year olds is. I remember my vw polo first car being well over a grand
so dread to think what a D would cost.... Phone up if you get a chance mate it would be interesting to know.
- mnickels - 24 Jun 2008
My insurance is with Adrian Flux and is £1300. I am 24 but in Northern Ireland which doesn't help either
- Flux Capacitor - 24 Jun 2008
Thanks for the info, I am doing a lot of school stuff and hope to have my own business (I am doing business and IT as my options in year 10) so if that goes well I will be able to afford it just fine, although starting the business at 17 is unlikely, unless I happen to get some huge idea that will make me rich, of course!
Anyway, as long as I am able to afford the expensive insurance I wont mind paying stupid prices for a few years if it means I can have a D! Also, I am sure my dad wont mind me putting him as the main driver, so it will be cheaper
Now all I gotta worry about is getting about 15 grand by the time im 17, I guess...
- Dodgy Motor - 24 Jun 2008
You do NOT need a duel control vehicle to take your test and learning to drive in a Delorean would be a nightmare. My insurance is £25 a year with free road tax, disability sticker and free parking thrown in,
cos im older than dirt "according to Tyson
"
- Flux Capacitor - 24 Jun 2008
Dodgy Motor Wrote:You do NOT need a duel control vehicle to take your test and learning to drive in a Delorean would be a nightmare. My insurance is £25 a year with free road tax, disability sticker and free parking thrown in,
cos im older than dirt "according to Tyson
£25 a year !!!!!!
- Jonny Jones - 24 Jun 2008
Dan1986 Wrote:Hahaha Alen the great great grandfather :lol:
I'm nearly 22 so must be one of the youngest....? That chap from Busted that bought the explodaview car, hes only 19 or 20 isn't he?
OK im jealous to say the least haha! Im 24 in November, what job do you have haha?
- Guinney1971 - 24 Jun 2008
Dan1986 Wrote:. I remember my vw polo first car being well over a grand
a couple of months ago, we sold a Corsa 1.5 D (non turbo) Merit 5dr (basic
as hell) to a young lad who was 17/18 as his first car for £500 - his insurance
on that, with his mum as main driver, him as named driver, with Direct Line
(named drivers earn own NCB) was £2000 - the dearest quote was from
a "specialist" young driver insurer, and was £5000!
I feel really old, when I think that when I was 17 and bought my first car in
1989 (when I had my provisional licence), my little ole Mini 850 cost the
princely sum of £200 to purchase, and £225 to insure (with my dad as
named driver).
- Dan6457 - 24 Jun 2008
Jonny Jones Wrote:
Ive been working since I was 16. I now work doing maintenance engineering in an electronics company, but working on mainly mechanical equipment :wink: I saved hard to get the D.
- Dan6457 - 24 Jun 2008
Claire Usher Wrote:his insurance
on that, with his mum as main driver, him as named driver, with Direct Line
(named drivers earn own NCB) was £2000 - the dearest quote was from
a "specialist" young driver insurer, and was £5000!
I have a mate who once paid £4000 to insure an audi S3 that he bought on finance
He soon got fed up being totaly skint and it went back to the finance company :roll: He was 19 at the time with 6 points on his licence for driving without care and attention. Some people eh!
- Guinney1971 - 24 Jun 2008
Dan1986 Wrote:He was 19 at the time with 6 points on his licence for driving with care and attention. Some people eh!
blimey, luckilly he wasnt driving like a tw4t then!! lol :lol:
- Dan6457 - 24 Jun 2008
Woops :wink: Just edited that.